A '_______ _________' is a coverholder classified by Lloyd's as a service company.

The term "Service Company" refers specifically to a coverholder that is designated by Lloyd's to perform certain functions related to the underwriting and servicing of policies on behalf of Lloyd's syndicates. Service companies typically have administrative and operational roles that facilitate the efficient handling of insurance policies, claims processing, and customer service tasks.

Understanding the classification by Lloyd's is significant since only those companies that meet certain criteria and operational standards within Lloyd's framework can be recognized as service companies. These companies play a critical role in ensuring that the obligations of the syndicate are fulfilled while maintaining the integrity and reputation of the Lloyd's market.

The other options, while related to functions within the insurance industry, do not capture the specific designation associated with Lloyd's. A risk manager is typically involved in identifying and mitigating risks for businesses and might not be a Lloyd's coverholder, while an insurance broker acts as an intermediary between clients and insurers but does not necessarily have the same service company designation as defined by Lloyd's. The term "service provider" can describe various entities in the insurance sector but is not specifically aligned with the Lloyd's classification of coverholders.