All records of bonds must be available to the Commissioner during what time frame?

The requirement that all records of bonds must be available to the Commissioner at any time during business hours reflects the principle of transparency and regulatory oversight in the insurance industry. This accessibility ensures that the Commissioner can conduct thorough examinations and ensure compliance with regulations, thereby protecting the interests of policyholders and the integrity of the insurance market.

Maintaining records that are readily available at all times empowers the Commissioner to perform their duties effectively without being limited to specific times or events, such as inspections or audits. This ongoing accessibility highlights the commitment to regulatory compliance and fosters an environment of accountability for surplus lines brokers.