What is the distance within which the CGL form limits contractual liability from work done near a railway?

The correct distance within which the Commercial General Liability (CGL) form limits contractual liability pertaining to work performed near a railway is 50 feet. This limitation is significant because it addresses the inherent risks associated with construction or work activities conducted close to railway property.

When contractors engage in work near railways, there's a potential for liabilities that may arise from damage to railway property or accidents involving train operations, which are often covered by specific exclusions in liability policies. Thus, the CGL form specifically states this 50-foot limit to manage the exposure associated with such high-risk areas. The distinction of this distance is critical for insurance underwriting and coverage considerations, ensuring that contractors are aware that any liabilities incurred beyond this boundary may not be covered under the standard CGL policy.

Remaining aware of this limitation helps brokers and policyholders wisely navigate their liability risks, especially in projects that might place them in proximity to operational railways. It's crucial for those in the insurance and construction fields to understand this nuance in the CGL form to ensure compliance and proper risk management.