What must be included in the waiver request letter to the Commissioner?

Including a summary of financials in the waiver request letter to the Commissioner is essential because it provides essential insights into the financial health and stability of the entity making the request. Financial statements demonstrate the ability of the company to meet its obligations and support its operational needs, which helps the Commissioner assess the viability of the waiver being requested. This information is crucial for regulatory decisions, as it illustrates the company's financial standing and ability to engage effectively in surplus lines insurance.

The other choices represent information that, while potentially relevant in other contexts, do not directly address the immediate needs of the Commissioner in evaluating a waiver. Proposed premium rates may be relevant to the overall business plan, but they are not as critical for the initial assessment of the waiver's financial implications. Likewise, company ownership details and marketing strategies, although informative for understanding the operational context or business model, do not focus on the financial justification needed for a waiver request.